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Good Credit Required Not Debatable

  1. Nice Looking
  2. Loves his momma and God
  3. Has a career and makes good money
  4. Great in bed
  5. Good with children
  6. All of the above

I laughed to myself as a few of my girlfriends stated their qualities of an ideal mate during our monthly ladies night dinner. We could talk all night about the types of men we wanted or the men we already had and hoped they would become. It wasn’t until a friend proclaimed to me a few weeks later that she had met the man of her dreams that I realized we were missing one great quality on that list: financially savvy.

Sure, the man that she was falling for had a good job and made okay money, but he didn’t manage it well. Instead of saving his money and building a portfolio, he spent it on expensive clothes, new sneakers, trips and partying. He was pushing thirty and had never had his own place, a car in his name or anything substantial to show that he was responsible.

Since he made her happy, got paid every two weeks and kept the left side of her bed warm, my friend chose to look the other way. “Besides, it doesn’t matter," she assured me. "His finances are something we can work on.”

“We?” I asked her with an eyebrow raised.

An automatic red flag went off when I heard the word “we,” and as they continued to get serious, I reminded of the common sense that so many of us can sometimes lose when entering into relationships. One year later, they were engaged, and six months later they were married. Her now husband insisted they move into a big house that was far beyond their means, but since they had two incomes and she had good credit, they were able to put it in her name. He also talked her into putting two his and her luxury cars under her name to go with their new family home.

She was in bliss and had no issue with everything being in her name because she loved him. He was her husband after all. Another year went by before she admitted to me that she had married a man with no real ambition to better himself. Although he was still bringing in an income, he was settled in his job and didn’t seem to care too much about moving up. He made enough to support his habit of nice clothing and fancy trips, so why should it matter he had asked her? He still hadn’t grasped the importance of being financially responsible and hadn’t saved any real money over the few years they had been together.

As her frustration grew, so did the problems in their marriage, which led to a miserable and expensive divorce. She’s now stuck with the mortgage to the house and a luxury car payment (he’s paying for his) she never wanted.

“The lesson here is to pay attention to the red flags!" she told me after her divorce was finalized. "I was so excited to have a well dressed man, with no kids and a job keeping me warm at night that I ignored the obvious.”

In the end, remember to ask the right questions and know what you’re getting yourself into before getting serious with someone. Of course, not everyone will know everything about managing their finances correctly, but if they don’t seem to be trying then you need to run. Run far.

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SZA Calls For Peace While Receiving 'Rule Breaker' Award At Billboard Women In Music

SZA called for peace and understanding at Billboard's Women In Music event Thursday (Dec. 6).

During her speech for the Rule Breaker award, singer-songwriter recalled today's climate, asking her peers and those watching at home for a little bit of peace.

"I'm sorry for the state of the world honestly, for everybody in this room and I pray that all of us just get through it a little bit easier and just try not to lash out at each other," she said.

The recurring theme of unity among women was also heard on the carpet from artists like Tierra Whack. In addition to her message of love, the "Broken Clocks" singer also thanked her TDE family for rocking with her creative process.

"I'm just so thankful for everybody having patience with me, " she said. Shouting out the key members of her family in attendance, the TDE affiliate gave praise to her mother, father, and grandma. In this brief speech centered around the artist's growth Solána Imani Rowe, known more commonly as her stage name, Rowe everyone for their trust in her.

"I'm grateful for everybody taking the time to have the patience to watch someone grow, it is painful and sometimes exciting but mostly boring. And I am thankful for Top (Top Dawg Entertainment's Anthony Tiffith) for not dropping me from that label. For Peter, who I change my ideas every day and he be like okay I like this," she continued.

Thanking the likes of musical powerhouses like Alicia Keys and Whack, "The Weekend" singer offered her appreciation and condolences to Ariana Grande.

Watch SZA accept the Rule Breaker award above.

READ MORE: Anderson .Paak, Tierra Whack And More Praise Female Artists At 2018 Billboard Women In Music

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Beyoncé, Rihanna, And J. Lo Make Forbes’ Highest-Paid Women In Music List

As November comes to a close, many publications will be crafting their year-end lists for all things pop culture. Forbes released a ranking of the world's highest-paid women in music on Monday (Nov. 19), with Beyoncé, Jennifer Lopez, and Rihanna holding it down for women of color.

Beyoncé comes in at No. 3 on the list with an earning of $60 million as she made most of her money through her historical Coachella performance, the joint album with husband JAY-Z, Everything is Love, and the Carters' On The Run II Tour in support of its release.

Jennifer Lopez made No. 6 for earnings tallying of over $47 million thanks to her lucrative Las Vegas residency, endorsements, and shows including World of Dance where she serves as a judge.

Rihanna follows behind the "Love Don't Cost A Thing" diva at No. 7 with earnings of over $37.5 million. Although she hasn't toured since 2016—thanks to her cosmetics and lingerie lines, Fenty Beauty and Savage Lingerie—the Bajan pop star has been keeping herself busy.

Forbes' annual list (which factors in pretax earnings from June 1, 2017, through June 1, 2018) has placed Katy Perry at the top with over $83 million in profits due to her gig as an American Idol judge and her 80-date Witness: The Tour that brought in an estimated $1 million per night.

Scroll down to see Forbes' full list below.

Katy Perry ($83 million) Taylor Swift ($80 million) Beyoncé ($60 million) P!nk ($52 million) Lady Gaga ($50 million) Jennifer Lopez ($47 million) Rihanna ($37.5 million) Helene Fischer ($32 million) Celine Dion ($31 million) Britney Spears ($30 million)

 

READ MORE: Nas Makes Forbes’ List Of ‘Hip-Hop Cash Kings’ For The First Time

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Kelly Rowland Hops In Her Bag With New Single "Kelly"

Kelly Rowland has it all and isn't afraid to brag about it on her new single, "Kelly."

Released Thursday (Nov. 22), the singer goes the clubby, confident route while rightfully dropping her attributes like her relationship with God, smoldering looks (a.k.a the drip) among other things. With "Kelly" being the first single since her 2013's Talk a Good Game, the singer comes out swinging, reminding everyone of her power in the game.

The mother of one has promised that her new tunes will be edgier and most honest than her past work that included vulnerable tracks like "Dirty Laundry" and massive hits like "Motivation" and "Commander." Speaking with Vogue over the summer, Ms. Kelly disclosed a few details behind the album.

“It’s about love, loss, and gain and whether it’s professional or with family or whatever, it’s just honest," she said. "I had no choice but to be honest and authentic with this record: it’s about friendship and marriage.”

She also explained a drop in confidence caused her hiatus. “I was thinking about pulling back from recording, but I couldn’t help myself: I still wanted to record. I still felt like I was missing something. The third year just came and left so fast. The fourth year I said: ‘I have to get to work’ and now I’m ready to release some music! I felt like I wasted so much time, and it was my husband who actually called me out on it. He said: ‘Babe, as great as those records were, I think you were nervous, you got gun-shy’, and when he said that it was like boom, a gong went off.”

Glad to have you back, Ms. Kelly. Listen to the eponymous record up top.

READ MORE: Kelly Rowland Debuts Smoke x Mirrors Eyewear Collection At Barneys New York

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